Product Library

BOOST PACKAGE HOME LOAN - OWNER-OCCUPIED LVR 80% (Interest Only)

A home loan for owner occupiers with a maximum LVR of 80% that gives you a discounted interest rate plus a 100% offset account with a debit card and discounts on other financial products and services.

Category: Home Loans Last Updated November 18, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest Rate
5.89% PA

Comparison Rate
5.93%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Offset Additional Information: With Debit card access

Other Additional Information: No penalty to make extra repayments or pay out the loan early

Redraw

Digital Banking

Product Eligibility

Min Age - 18. Additional Information: 18 years

Natural Person

Residency Status - Australian Citizen Or Permanent Residency Only.

Bank Fees and Charges

Construction Loan Application Fee (Upfront), Amount: 1500.00. Additional Information: Includes application fee, inspection fees and draw-down fees throughout construction period. Legal fees are paid in addition to this and are at cost.

Late Payment (Event), Amount: 25.00. Additional Information: Charged to loan account

Redraw Fee - Staff Assisted (Event), Amount: 30.00. Additional Information: Charged to loan account

Safe Custody Fee (Periodic), Amount: 50.00. Additional Information: E.g. certificate of titles, wills, etc

Re-issue Loan Documentation Fee (Event), Amount: 300.00. Additional Information: For mortgage products

Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost

Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.

Solicitors Preparation Fee (Event), Amount: 0.00. Additional Information: Charged at cost

Additional Valuation Fee (Event), Amount: 0.00. Additional Information: Charged at cost

Search Fees (Event), Amount: 0.00. Additional Information: Charged at cost

Special Attendance Fee - Mortgage Discharge (Event), Amount: 696.00. Additional Information: Charged at discharge

Boost Package Annual Fee - The Annual Fee Charged On The Boost Package Home Loan (Periodic), Amount: 395.00.

Lenders Mortgage Insurance (lmi) (Upfront), Amount: 0.00. Additional Information: The amount of this fee will be available on application, as it is dependent on the loan to valuation ratio of each loan.

Limitations & Restrictions (Constraints)

Min Limit of 50000.00 Additional Information: Minimum loan size applies only at application

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