Go Basic Variable Home Loan - Investment LVR 80% (Principal and Interest)
A basic variable home loan for investors with a maximum LVR of 80%, that includes redraw, a competitive rate and other flexible features to help you pay your loan off sooner.
Category: Home Loans Last UpdatedApril 20, 2026EffectiveApril 29, 2026
General Lending Rates
Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate 6.14% PA
Comparison Rate 6.19%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Digital Banking
RedrawAdditional Information:Redraw fees apply
Extra RepaymentsAdditional Information:No penalty for extra repayments
OtherAdditional Information:Split Loan
Product Eligibility
Min Age - 18. Additional Information: 18 years
Natural Person
Residency Status - Australian Citizen Or Premanent Residency Only.
Bank Fees and Charges
Home Loan Application Fee (Upfront), Amount: 600.00. Additional Information: First application includes the cost of the first standard valuation and legal fees of one security only (and includes 2 splits)
Loan Variation Fee (Event), Amount: 250.00. Additional Information: Includes loan split requests, additional splits, loan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a different loan type)
Construction Loan Application Fee (Upfront), Amount: 1500.00. Additional Information: Includes application fee, inspection fees and draw-down fees throughout construction period. Legal fees are paid in addition to this and are at cost.
Late Payment (Event), Amount: 25.00. Additional Information: Charged to loan account
Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost
Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.