Community First Credit Union Product Details

BOOST PACKAGE HOME LOAN - 3 YEAR FIXED - OWNER-OCCUPIED LVR 80% (Principal and Interest)

A 3 year fixed home loan for owner occupiers with a maximum LVR of 80% that gives you a low interest rate and discounts on other financial products and services.

Category: Home Loans Last Updated August 18, 2026 Effective August 21, 2026

General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest Rate
6.09% PA

Comparison Rate
6.47%PA*

Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Redraw

Extra Repayments Additional Information: No penalty for extra repayments, an Early Repayment Fee may apply if the loan is paid out and closed during the fixed rate term

Other Additional Information: Split Loan

Product Eligibility

Min Age - 18. Additional Information: 18 years

Natural Person

Residency Status - Australian Citizen Or Permanent Residency Only.

Bank Fees and Charges

Construction Loan Application Fee (Upfront), Amount: Not Listed.. Additional Information: Includes application fee, inspection fees and draw-down fees throughout construction period. Legal fees are paid in addition to this and are at cost.

Late Payment (Late Payment), Amount: Not Listed.. Additional Information: Charged to loan account

Redraw Fee - Staff Assisted (Event), Amount: Not Listed.. Additional Information: Charged to loan account

Safe Custody Fee (Periodic), Amount: Not Listed.. Additional Information: E.g. certificate of titles, wills, etc

Re-issue Loan Documentation Fee (Event), Amount: Not Listed.. Additional Information: For mortgage products

Special Attendance Fee (Event), Amount: Not Listed.. Additional Information: Charged at cost

Copy Of Statement (already Issued) (Event), Amount: Not Listed.. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.

Solicitors Preparation Fee (Event), Amount: Not Listed.. Additional Information: Charged at cost

Additional Valuation Fee (Event), Amount: Not Listed.. Additional Information: Charged at cost

Search Fees (Event), Amount: Not Listed.. Additional Information: Charged at cost

Early Repayment Fee (erf) (Exit), Amount: Not Listed.. Additional Information: Refer to loan contract

Special Attendance Fee - Mortgage Discharge (Event), Amount: Not Listed.. Additional Information: Charged at discharge

Boost Package Annual Fee - The Annual Fee Charged On The Boost Package Home Loan (Periodic), Amount: Not Listed..

Limitations & Restrictions (Constraints)

Min Limit of 50000.00 Additional Information: Minimum loan size applies only at application

Max Lvr of 0.80 Additional Information: Maximum 80% LVR

■ ■ ■

Download our complimentary 1000-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients. Over 200 pages on advertising compliance, and a section on how to create your first ad.