General Lending Rates

Product Features

• Other Additional Information: Split Loan - maximum 4 splits. 1 Plus Product Annual Fee charged to primary loan account

• Redraw Additional Information: Minimum redraw amount is $1,000

• Offset Additional Information: Offset accounts available.

• Extra Repayments Additional Information: The combined balance of extra repayments in the offset account(s) and redraw must not exceed $200,000 in total

Product Eligibility

• Natural Person

• Min Age - 18.

• Residency Status - Australian Citizen.

Bank Fees and Charges

• Additional Redraw Fee (Event), Amount: 20.00. Additional Information: Payable in respect of each redraw in a month after the first free redraw

• Arrears Fee (Periodic), Amount: 25.00. Additional Information: For loans in arrears two month or more

• Bank Cheque Fee (Event), Amount: 12.00. Additional Information: Payable for each cheque from a Bank (other than Cairns Bank) you request

• Corporate Cheque (Event), Amount: 10.00.

• Discharge Preparation Fee (Event), Amount: 60.00. Additional Information: When the balance is repaid in full and a Form 3 is prepared

• Discharge Settlement Fee (Event), Amount: 100.00. Additional Information: When required to attend at settlement

• Package Fee-package Loan Fee (Periodic), Amount: 395.00.

• Subsequent Dealing Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to a subsequent dealing with the mortgaged property

• Variation Of Loan Contract Fee (Event), Amount: 200.00. Additional Information: Payable when you apply to vary a loan contract

 Limitations & Restrictions (Constraints)

• Min Limit of 150000.00 Additional Information: Eligible minimum loan amount

• Max Limit of 2000000.00 Additional Information: Eligible maximum loan amount