RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%

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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)

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RESOURCES LIBRARY

PROPERTY REPORTS

RATES FROM 5.70% (6.06%^*)

Interest Only (Owner Occupied)

Category: Home Loans Last Updated April 1, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information VARIABLE INTEREST ONLY RATE FOR OWNER OCCUPIED HOMES WITH LVR <= 60%

Interest Rate
5.99% PA

Comparison Rate
6.06%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

6.09% (6.16%*), USER-INPUT-RATE/STD-OWN_LVR>60%TO<=80 ... OO IO

Lending Rate Type: Variable
Interest Rate: 6.09%, Comparison Rate 6.16%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

6.54% (6.61%*), USER-INPUT-RATE/STD-OWN_LVR>80%, 80.0 ... OO IO

Lending Rate Type: Variable
Interest Rate: 6.54%, Comparison Rate 6.61%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Product Features

Digital Banking

Extra Repayments Additional Information: There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.

Guarantor

Npp Enabled

Redraw

Product Eligibility

Min Age - 15.

Natural Person

Residency Status - Australia.

Bank Fees and Charges

Loan Establishment Fee (Upfront), Amount: 300.00.

Loan Renegotiation Fee (Event), Amount: 150.00.

Settlement Disbursement Fee (Upfront), Amount: 5.00.

Loan Switching Fee (Event), Amount: 200.00.

Loan Estab Fee - Owner Builder (Upfront), Amount: 500.00.

Scheduling Fee - Owner Builder (Upfront), Amount: 550.00.

Progress Draw Fee-construction (Upfront), Amount: 95.00.

Cu Solicitor Mtg Discharge Fee (Transaction), Amount: 380.00.

Mortgage Discharge Fee (Transaction), Amount: 250.00.

Ppsr Security Interest Fee (Upfront), Amount: 50.00.

Property Search Fee (Upfront), Amount: 30.00.

Manual Arrears Transfer Fee (Event), Amount: 5.00.

Arrears Reminder Fee (Event), Amount: 5.00.

Final Notice Of Demand (Event), Amount: 40.00.

Real Time Transfer/npp Fee (Upfront), Amount: 20.00.

Loan Redraw Fee (Transaction), Amount: 20.00.

Loan Redraw Fee (Transaction), Amount: 0.00.

Limitations & Restrictions (Constraints)

Max Lvr of 90.00

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