Category: Home Loans Last UpdatedJuly 15, 2026EffectiveAugust 19, 2026
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate 5.69% PA
Comparison Rate 5.49%PA*
Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Digital Banking
Extra RepaymentsAdditional Information:There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.
Guarantor
Npp Enabled
Offset
Redraw
Product Eligibility
Min Age - 18.
Natural Person
Residency Status - Australia.
Staff
Bank Fees and Charges
Loan Establishment Fee (Upfront), Amount: Not Listed..
Loan Renegotiation Fee (Upfront), Amount: Not Listed..
Settlement Disbursement Fee (Upfront), Amount: Not Listed..
Progress Draw Fee-construction (Upfront), Amount: Not Listed..
Cu Solicitor Mtg Discharge Fee (Transaction), Amount: Not Listed..
Mortgage Discharge Fee (Transaction), Amount: Not Listed..
Ppsr Security Interest Fee (Upfront), Amount: Not Listed..
Property Search Fee (Upfront), Amount: Not Listed..
Manual Arrears Transfer Fee (Event), Amount: Not Listed..
Arrears Reminder Fee (Event), Amount: Not Listed..
Final Notice Of Demand (Event), Amount: Not Listed..
Real Time Transfer/npp Fee (Upfront), Amount: Not Listed..
Loan Redraw Fee (Transaction), Amount: Not Listed..
Loan Redraw Fee (Transaction), Amount: Not Listed..