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  Fixed Rate Home Loan

Fixed Rate Home Loan
Category: Home Loans  Last Updated July 15, 2026  Effective August 19, 2026

General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information 1 YEAR FIXED RATE WITH LVR <= 60%
Interest Rate
6.24% PA
Comparison Rate
6.39%PA*
Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Lending Rate Type: Fixed
Interest Rate: 6.24%, Comparison Rate 6.39%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Fixed
Interest Rate: 6.49%, Comparison Rate 6.42%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Fixed
Interest Rate: 6.29%, Comparison Rate 6.40%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Fixed
Interest Rate: 6.29%, Comparison Rate 6.40%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Fixed
Interest Rate: 6.54%, Comparison Rate 6.45%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 6.42%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 6.42%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Fixed
Interest Rate: 6.59%, Comparison Rate 6.50%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Product Features

  • Digital Banking
  • Extra Repayments Additional Information: There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.
  • Guarantor
  • Npp Enabled
  • Redraw

Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Australia.

Bank Fees and Charges

  • Loan Establishment Fee (Upfront), Amount: Not Listed..
  • Loan Administration Fee (Periodic), Amount: Not Listed..
  • Loan Renegotiation Fee (Event), Amount: Not Listed..
  • Settlement Disbursement Fee (Upfront), Amount: Not Listed..
  • Loan Switching Fee (Event), Amount: Not Listed..
  • Loan Estab Fee - Owner Builder (Upfront), Amount: Not Listed..
  • Scheduling Fee - Owner Builder (Upfront), Amount: Not Listed..
  • Progress Draw Fee-construction (Upfront), Amount: Not Listed..
  • Loan Refixing Fee (Event), Amount: Not Listed..
  • Cu Solicitor Mtg Discharge Fee (Transaction), Amount: Not Listed..
  • Mortgage Discharge Fee (Transaction), Amount: Not Listed..
  • Ppsr Security Interest Fee (Upfront), Amount: Not Listed..
  • Property Search Fee (Upfront), Amount: Not Listed..
  • Manual Arrears Transfer Fee (Event), Amount: Not Listed..
  • Arrears Reminder Fee (Event), Amount: Not Listed..
  • Final Notice Of Demand (Event), Amount: Not Listed..
  • Real Time Transfer/npp Fee (Upfront), Amount: Not Listed..
  • Loan Redraw Fee (Transaction), Amount: Not Listed..
  • Loan Redraw Fee (Transaction), Amount: Not Listed..

 Limitations & Restrictions (Constraints)

  • Max Lvr of 95.00

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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