RBA Cash Rate: 4.10% · 1AUD = 0.72 USD · Inflation: 3.7%  
Leading Digital Marketing Experts | 1300 235 433 | Aggregation Enquires Welcome | Book Appointment
Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 5.04% (7.05%*) • Investment PI: 4.89% (5.26%*)
Product Library

  Fixed Rate Home Loan

Fixed Rate Home Loan
Category: Home Loans  Last Updated April 7, 2026  Effective April 20, 2026

General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information 1 YEAR FIXED RATE WITH LVR <= 60%
Interest Rate
6.09% PA
Comparison Rate
6.15%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Lending Rate Type: Fixed
Interest Rate: 6.09%, Comparison Rate 6.15%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Fixed
Interest Rate: 6.29%, Comparison Rate 6.18%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Fixed
Interest Rate: 6.14%, Comparison Rate 6.18%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Fixed
Interest Rate: 6.14%, Comparison Rate 6.18%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 6.21%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Fixed
Interest Rate: 6.19%, Comparison Rate 6.20%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Fixed
Interest Rate: 6.19%, Comparison Rate 6.20%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Fixed
Interest Rate: 6.39%, Comparison Rate 6.26%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Product Features

  • Digital Banking
  • Extra Repayments Additional Information: There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.
  • Guarantor
  • Npp Enabled
  • Redraw

Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Australia.

Bank Fees and Charges

  • Loan Establishment Fee (Upfront), Amount: 300.00.
  • Loan Administration Fee (Periodic), Amount: 8.00.
  • Loan Renegotiation Fee (Event), Amount: 150.00.
  • Settlement Disbursement Fee (Upfront), Amount: 5.00.
  • Loan Switching Fee (Event), Amount: 150.00.
  • Loan Estab Fee - Owner Builder (Upfront), Amount: 500.00.
  • Scheduling Fee - Owner Builder (Upfront), Amount: 550.00.
  • Progress Draw Fee-construction (Upfront), Amount: 95.00.
  • Loan Refixing Fee (Event), Amount: 150.00.
  • Cu Solicitor Mtg Discharge Fee (Transaction), Amount: 380.00.
  • Mortgage Discharge Fee (Transaction), Amount: 250.00.
  • Ppsr Security Interest Fee (Upfront), Amount: 50.00.
  • Property Search Fee (Upfront), Amount: 30.00.
  • Manual Arrears Transfer Fee (Event), Amount: 5.00.
  • Arrears Reminder Fee (Event), Amount: 5.00.
  • Final Notice Of Demand (Event), Amount: 40.00.
  • Real Time Transfer/npp Fee (Upfront), Amount: 20.00.
  • Loan Redraw Fee (Transaction), Amount: 20.00.
  • Loan Redraw Fee (Transaction), Amount: 0.00.

 Limitations & Restrictions (Constraints)

  • Max Lvr of 95.00

■ ■ ■

Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

Share on Facebook
Share on Twitter
Share on Linkdin
Share on Pinterest
      REVIEW