RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 3.8%

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Example Interest Rates: Home Loan Variable: 5.69% (5.49%*) • Home Loan Fixed: 5.94% (6.44%*) • Fixed: 5.94% (6.44%*) • Variable: 5.69% (5.49%*) • Investment IO: 5.92% (5.98%*) • Investment PI: 5.94% (5.98%*)

Coastline Bank Product Details

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RESOURCES LIBRARY

PROPERTY REPORTS

RATES FROM 5.94% (6.44%^*)

Options Home Loan

Category: Home Loans Last Updated July 15, 2026 Effective August 21, 2026

General Lending Rates

Rates listed below are for a product. Additional Information

Interest Rate
NA PA

Comparison Rate
NAPA*

Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

6.19% (8.34%*), USER-INPUT-RATE/LVR>60%TO<=80%, 0.600 ... OO P&I

Lending Rate Type: Introductory
Interest Rate: 6.19%, Comparison Rate 8.34%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

6.39% (8.35%*), USER-INPUT-RATE/LVR>80%, 0.8001% - % OO P&I

Lending Rate Type: Introductory
Interest Rate: 6.39%, Comparison Rate 8.35%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Product Features

Digital Banking

Extra Repayments Additional Information: There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.

Guarantor

Npp Enabled

Other Additional Information: 6 Month Variable Introductory Rate

Redraw

Product Eligibility

Min Age - 18.

Natural Person

Residency Status - Australia.

Bank Fees and Charges

Loan Establishment Fee (Upfront), Amount: Not Listed..

Loan Administration Fee (Periodic), Amount: Not Listed..

Loan Renegotiation Fee (Event), Amount: Not Listed..

Settlement Disbursement Fee (Upfront), Amount: Not Listed..

Loan Switching Fee (Event), Amount: Not Listed..

Loan Estab Fee - Owner Builder (Upfront), Amount: Not Listed..

Scheduling Fee - Owner Builder (Upfront), Amount: Not Listed..

Progress Draw Fee-construction (Upfront), Amount: Not Listed..

Cu Solicitor Mtg Discharge Fee (Transaction), Amount: Not Listed..

Mortgage Discharge Fee (Transaction), Amount: Not Listed..

Ppsr Security Interest Fee (Upfront), Amount: Not Listed..

Property Search Fee (Upfront), Amount: Not Listed..

Manual Arrears Transfer Fee (Event), Amount: Not Listed..

Arrears Reminder Fee (Event), Amount: Not Listed..

Final Notice Of Demand (Event), Amount: Not Listed..

Real Time Transfer/npp Fee (Upfront), Amount: Not Listed..

Loan Redraw Fee (Transaction), Amount: Not Listed..

Loan Redraw Fee (Transaction), Amount: Not Listed..

Limitations & Restrictions (Constraints)

Max Lvr of 95.00

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