Options Home Loan

General Lending Rates

Product Variations

Product Features

• Digital Banking

• Extra Repayments Additional Information: There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.

• Guarantor

• Npp Enabled

• Other Additional Information: 6 Month Variable Introductory Rate

• Redraw

Product Eligibility

• Min Age - 18.

• Natural Person

• Residency Status - Australia.

Bank Fees and Charges

• Loan Establishment Fee (Upfront), Amount: 300.00.

• Loan Administration Fee (Periodic), Amount: 8.00.

• Loan Renegotiation Fee (Event), Amount: 150.00.

• Settlement Disbursement Fee (Upfront), Amount: 5.00.

• Loan Switching Fee (Event), Amount: 200.00.

• Loan Estab Fee - Owner Builder (Upfront), Amount: 500.00.

• Scheduling Fee - Owner Builder (Upfront), Amount: 550.00.

• Progress Draw Fee-construction (Upfront), Amount: 95.00.

• Cu Solicitor Mtg Discharge Fee (Transaction), Amount: 380.00.

• Mortgage Discharge Fee (Transaction), Amount: 250.00.

• Ppsr Security Interest Fee (Upfront), Amount: 50.00.

• Property Search Fee (Upfront), Amount: 30.00.

• Manual Arrears Transfer Fee (Event), Amount: 5.00.

• Arrears Reminder Fee (Event), Amount: 5.00.

• Final Notice Of Demand (Event), Amount: 40.00.

• Real Time Transfer/npp Fee (Upfront), Amount: 20.00.

• Loan Redraw Fee (Transaction), Amount: 20.00.

• Loan Redraw Fee (Transaction), Amount: 0.00.

 Limitations & Restrictions (Constraints)

• Max Lvr of 95.00