Credit Union SA Product Details

3-Year Fixed Home Loan Package Principal and Interest

Our 3 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395.

Category: Home Loans Last Updated August 19, 2026 Effective July 31, 2016

General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information

Interest Rate
5.99% PA

Comparison Rate
6.57%PA*

Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

Other Additional Information: No loan application or monthly fee

Redraw

Guarantor

Extra Repayments Additional Information: Allowed up to $10,000 per year

Other Additional Information: Split Loans are available with eligible products

Product Eligibility

Min Age - 18.

Residency Status - Australian Citizen Or Permanent Resident.

Bank Fees and Charges

Application Fee (Upfront), Amount: Not Listed..

Increase An Existing Home Loan Package (Event), Amount: Not Listed..

Annual Fee (Periodic), Amount: Not Listed..

Settlement Fee (Upfront), Amount: Not Listed..

Split Loan Fee (Event), Amount: Not Listed..

Split Loan Fee (Event), Amount: Not Listed..

Guarantor Application Fee (Event), Amount: Not Listed..

Rate Lock Fee (Event), Amount: Not Listed..

Limitations & Restrictions (Constraints)

Opening Balance of 150000.00

Max Lvr of 0.97

Document Downloads

brc-1062-hl-int-rates.pdf (353.0 KB)

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