Product Library

Variable Home Loan Package Specials

Our Variable Home Loan Package Special Offer is ideal for those seeking significant flexibility. The Credit Union SA Variable Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395 and in return you’ll save an absolute bundle.

Category: Home Loans Last Updated September 8, 2025 Effective July 31, 2016

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information

Interest Rate
5.29% PA

Comparison Rate
5.67%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

Other Additional Information: No loan application or monthly fee

Redraw

Offset

Other Additional Information: Unlimited fee-free additional repayments

Digital Banking

Extra Repayments

Guarantor

Other Additional Information: Split Loans are available with eligible products

Product Eligibility

Min Age - 18.

Bank Fees and Charges

Solicitor Fee (Event), Amount: Not Listed..

Renegotiation Fee (Event), Amount: 300.00.

Annual Fee (Periodic), Amount: 395.00.

Split Loan Fee (Event), Amount: 150.00.

Split Loan Fee (Event), Amount: 100.00.

Security Handling Fee (Event), Amount: 150.00.

In Person Settlement Fee (Event), Amount: 300.00.

Limitations & Restrictions (Constraints)

Max Lvr of 0.60

Opening Balance of 150000.00

Document Downloads

brc-1062-hl-int-rates.pdf (78.5 KB)

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