Product Library

2-Year Fixed Home Loan Package Principal and Interest

Our 2 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395.

Category: Home Loans Last Updated December 21, 2025 Effective July 31, 2016

General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information

Interest Rate
5.24% PA

Comparison Rate
6.06%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

Other Additional Information: No loan application or monthly fee

Redraw

Guarantor

Extra Repayments Additional Information: Allowed up to $10,000 per year

Other Additional Information: Split Loans are available with eligible products

Product Eligibility

Min Age - 18.

Residency Status - Australian Citizen Or Permanent Resident.

Bank Fees and Charges

Application Fee (Upfront), Amount: 0.00.

Increase An Existing Home Loan Package (Event), Amount: 0.00.

Annual Fee (Periodic), Amount: 395.00.

Settlement Fee (Upfront), Amount: 0.00.

Split Loan Fee (Event), Amount: 150.00.

Split Loan Fee (Event), Amount: 100.00.

Guarantor Application Fee (Event), Amount: 200.00.

Rate Lock Fee (Event), Amount: 600.00.

Limitations & Restrictions (Constraints)

Opening Balance of 150000.00

Max Lvr of 0.97

Document Downloads

brc-1062-hl-int-rates.pdf (78.5 KB)

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