Product Library

Variable Home Loan Package Specials

Our Variable Home Loan Package Special Offer is ideal for those seeking significant flexibility. The Credit Union SA Variable Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395 and in return you’ll save an absolute bundle.

Category: Home Loans Last Updated June 3, 2025 Effective July 31, 2016

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information

Interest Rate
5.54% PA

Comparison Rate
5.92%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

Other Additional Information: No loan application or monthly fee

Redraw

Offset

Other Additional Information: Unlimited fee-free additional repayments

Digital Banking

Extra Repayments

Guarantor

Other Additional Information: Split Loans are available with eligible products

Bank Fees and Charges

Application Fee (Upfront), Amount: 0.00.

Increase An Existing Home Loan Package (Event), Amount: 0.00.

Annual Fee (Periodic), Amount: 395.00.

Settlement Fee (Upfront), Amount: 0.00.

Split Loan Fee (Event), Amount: 150.00.

Split Loan Fee (Event), Amount: 100.00.

Guarantor Application Fee (Event), Amount: 200.00.

Limitations & Restrictions (Constraints)

Min Limit of 150000.00

Document Downloads

brc-1062-hl-int-rates.pdf (394.6 KB)

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