Product Library

Smart Investment Home Loan

Take advantage of our low rates and personal service to buy your investment property with confidence.

Category: Home Loans Last Updated April 23, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information Secured by mortgage over Residential property

Interest Rate
7.46% PA

Comparison Rate
7.52%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Redraw Additional Information: Free - Minimum amount $500

Digital Banking

Offset

Other Additional Information: Maximum term 30 years

Extra Repayments

Other Additional Information: Split Loan Allowed

Product Eligibility

Min Age - 18.

Residency Status - Australian Resident Only.

Other Additional Information: Maximum LVR of 85% subject to Lenders Mortgage Insurance approval

Bank Fees and Charges

Mortgage Discharge Fee (Exit), Amount: 536.00. Additional Information: Discharge fees are paid on discharge

Smart Home Loan Establishment Fee (Upfront), Amount: 822.00. Additional Information: Establishment fees paid on funding (Includes Mortgage Registration Fee)

Limitations & Restrictions (Constraints)

Min Balance of 10000.00

Max Lvr of 0.80 Additional Information: Maximum LVR 80% without Lenders Mortgage Insurance

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