RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  Mortgage Equity Loan

Mortgage Equity Loan
Category: Home Loans  Last Updated April 14, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Secured by Mortgage
Interest Rate
7.60% PA
Comparison Rate
9.02%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Redraw
  • Digital Banking
  • Other Additional Information: Maximum term 20 years
  • Extra Repayments

Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Resident.
  • Other Additional Information: Max LVR 80%

Bank Fees and Charges

  • Mortgage Loan Establishment Fee (Upfront), Amount: 1022.00. Additional Information: On establishment of loan
  • Mortgage Discharge Fee (Exit), Amount: 536.00. Additional Information: Discharge fees are paid on discharge

 Limitations & Restrictions (Constraints)

  • Min Balance of 10000.00
  • Max Lvr of 0.70 Additional Information: Maximum LVR 70% without Lenders Mortgage Insurance

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Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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