Product Library

Premium Smart Home Loan

Perfect for borrowers with equity in their home

Category: Home Loans Last Updated April 15, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Secured by mortgage over Residential Property

Interest Rate
6.04% PA

Comparison Rate
6.08%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Redraw

Offset

Digital Banking

Other Additional Information: Maximum term 30 years

Extra Repayments

Other Additional Information: Split Loan allowed

Product Eligibility

Min Age - 18. Additional Information: 18

Residency Status - Australian Resident Only.

Other Additional Information: Maximum LVR 95% subject to Lenders Mortgage Insurance approval

Bank Fees and Charges

Mortgage Discharge Fee (Exit), Amount: 536.00. Additional Information: Discharge fees are paid on discharge

Premium Smart Home Loan Establishment Fee (Upfront), Amount: 497.00. Additional Information: Establishment Fee Paid on Funding (includes Mortgage Registration Fee)

Limitations & Restrictions (Constraints)

Min Balance of 150000.00 Additional Information: New borrowings on loan must exceed $150000

Max Lvr of 0.80 Additional Information: Maximum LVR 80% without Lenders Mortgage Insurance

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