Home Loan-Package Fixed Rate

General Lending Rates

Product Variations

Product Features

• Complementary Product Discounts

• Complementary Product Discounts

• Complementary Product Discounts

• Complementary Product Discounts

• Digital Banking

• Extra Repayments Additional Information: Fixed loans have the ability to make additional repayments not exceeding $10,000 per year in addition to your contracted repayments

• Offset Additional Information: 100% Mortgage Offset account available

• Other Additional Information: Discounted fixed interest rate loans

• Other Additional Information: Payments can be arranged weekly, fortnightly or monthly.

• Other Additional Information: Loan Terms up to 30 Years.

• Other Additional Information: Split Loan Available. Multiple owner-occupied and residential investment home loans are available under the one package fee

• Redraw

Product Eligibility

• Min Age - 18.

• Natural Person

• Residency Status - Loans Are Available To Members Of The Bank Who Are Permanent Residents Of Australia And Currently Live In Australia..

Bank Fees and Charges

• Package Fee (Periodic), Amount: 395.00. Additional Information: Package Fee charged on commencement of Ultimate Home Loan Package and annually on anniversary of the commencement date. If multiple loans are held under the Ultimate Home Loan Package member can nominate applicable loan to be charged.

• Lenders Mortgage Insurance (Variable), Amount: Not Listed.. Additional Information: Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%.

• Mortgage Settlement Fee (Event), Amount: 450.00. Additional Information: Payable on payout of your mortgage loan to prepare the release of mortgage - waived if paid out due to sale or with own funds

• In Branch Redraw Fee (Event), Amount: 8.00. Additional Information: Redraw Fee Applies for Assisted Transactions

• Online Redraw Fee (Event), Amount: 0.00. Additional Information: $0 Redraw Fee Applies for Online Transactions

• Val Fee - Propertyhub (Upfront), Amount: 50.00.

• Other Credit Fees (Variable), Amount: Not Listed.. Additional Information: Refer to our Fees and Charges brochure for information on other fees and charged which may apply.

• Arrears Letter Fee - Second Arrears Letter (Event), Amount: 40.00.

• Arrears Letter Fee - Default Notice Prior To Enforcement (Event), Amount: 70.00.

• Early Repayment Fee (Variable), Amount: Not Listed.. Additional Information: Charged on Fixed Loans. Payable when breaking your fixed rate period. Refer to your Credit Contract for more details.

• Rate Lock Fee (Event), Amount: 500.00. Additional Information: Charged when opting to lock in an approved fixed rate, for a term of up to 90 days

 Limitations & Restrictions (Constraints)

• Max Lvr of 95.00

• Min Limit of 100000.00 Additional Information: Available where total borrowings from the Bank are $100,000 and over.

• Min Lvr of 0.00

Document Downloads

  brochure-account-access-facility.pdf (322.9 KB)
  brochure-fees-charges.pdf (567.5 KB)