RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  L6 Investment Loan

FSCU offer an Investment Home Loan for a member who is seeking to purchase or refinance an investment property, with competitive rates and unlimited extra repayments.
Category: Home Loans  Last Updated April 1, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information
Interest Rate
6.19% PA
Comparison Rate
6.20%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Digital Banking Additional Information: View the balance of the account and transfer extra funds whenever you like for free
  • Extra Repayments Additional Information: Product has the option to accept extra repayments without incurring additional charges.
  • Offset Additional Information: The balance in this account reduces the interest you pay on your mortgage.
  • Redraw Additional Information: Free redraw available on advance repayments

Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Other Additional Information: To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
  • Residency Status - Australian Residents Only.

Bank Fees and Charges

  • Home Loan 1st Mortgage Application Fee (Upfront), Amount: 300.00.
  • Existing Mortgage Increase Application Fee (Upfront), Amount: 150.00.
  • Discharge Mortgage Adm Fee## (Event), Amount: 150.00.
  • Mortgage Discharge Doc Fee ## (Event), Amount: 235.75.
  • Lto Mortgage Discharge ## (Event), Amount: 192.00.

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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