Product Library

L25 Firefighter Package

FSCU offer the Firefighter Package home loan for members seeking to purchase their first home, wanting to buy a new home or to refinance their current home loan, with competitive rates and unlimited extra repayments.

Category: Home Loans Last Updated April 1, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information New Money for Owner occupied with a LVR not exceeding 60%

Interest Rate
5.64% PA

Comparison Rate
5.92%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

Digital Banking Additional Information: View the balance of the account and transfer extra funds whenever you like for free

Extra Repayments Additional Information: Product has the option to accept extra repayments without incurring additional charges.

Offset Additional Information: The balance in this account reduces the interest you pay on your mortgage.

Redraw Additional Information: Minimum redraw amount $1,000 - capped at $20,000

Product Eligibility

Min Age - 18.

Natural Person

Other Additional Information: To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.

Residency Status - Australian Residents Only.

Bank Fees and Charges

Home Loan Redraw (Event), Amount: 0.00.

Home Loan 1st Mortgage Application Fee (Upfront), Amount: 300.00.

Existing Mortgage Increase Application Fee (Upfront), Amount: 150.00.

Annual Service Fee (Event), Amount: 300.00.

Mortgage Discharge Admin Fee # (Event), Amount: 150.00.

Mortgage Discharge Doc Fee ## (Event), Amount: 235.75.

Lto Mortgage Discharge ## (Event), Amount: 192.00.

Limitations & Restrictions (Constraints)

Min Limit of 150000.00

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