General Lending Rates

Product Features

• Offset

• Redraw

• Digital Banking

• Npp Enabled

• Other Additional Information: eStatements available

• Other Additional Information: No Monthly Fees

• Guarantor Additional Information: Family guarantee allowed

• Extra Repayments

Product Eligibility

• Other Additional Information: You must be a member and resident of Australia

• Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..

• Min Age - 18.

• Other Additional Information: Maximum LVR 90% including LMI

Bank Fees and Charges

• Discharge Settlement Fee (Exit), Amount: 300.00. Additional Information: Payable on discharge of a mortgage. Charged per property.

• Variation Fee (Event), Amount: 100.00. Additional Information: Payable if we approve a request to substitute the secured property for another property

• Portability Fee (Event), Amount: 350.00.

• Additional Security Fee (Event), Amount: 150.00.

• Conversion Switching Fee (Event), Amount: 300.00. Additional Information: Payable when switching loan products

• Affinity Annual Package Fee (Periodic), Amount: 295.00.

• Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Valuation fee is variable depending on the location, size and type of property.

• Solicitors Fees (Variable), Amount: Not Listed.. Additional Information: These fees may vary depending on loan.

• Settlement Rebooking Fee (Event), Amount: 100.00. Additional Information: Payable for our solicitors to prepare the mortgage and attend to settlement

• Construction Admin Fee (Event), Amount: 245.00. Additional Information: Our charge to manage each drawdown payment

• Progress Payment Fee (Event), Amount: 50.00. Additional Information: Payable for each construction drawdown

• Guarantee Fee (Event), Amount: 200.00.

• Title Search (Event), Amount: 20.00.

• Otc Redraw Fee (Event), Amount: 15.00. Additional Information: First one free per month. Free via Internet Banking

• Arrears Letter (Event), Amount: 30.00. Additional Information: Payable if we need to send an arrears letter

• Default Notice (Payment), Amount: 150.00. Additional Information: Payable when we send out a default notice

 Limitations & Restrictions (Constraints)

• Min Limit of 150000.00