1 year Spring Special Offer Fixed Owner Occupied P&I Home Loan LVR <80%[/h1]
1 year Spring Special Offer Fixed Owner Occupied P&I Home Loan LVR <80%
Category: Home Loans Last UpdatedNovember 13, 2025EffectiveDecember 22, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate 4.99% PA
Comparison Rate 5.69%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Product Features
Offset
Digital Banking
OtherAdditional Information:eStatements available
OtherAdditional Information:No Monthly Fees
Product Eligibility
OtherAdditional Information: You must be a member and resident of Australia
Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..
Min Age - 18.
Bank Fees and Charges
Valuation Fee (Variable), Amount: Not Listed.. Additional Information: If a valuation is needed, a fee is charged per property
Discharge Settlement Fee (Event), Amount: 300.00. Additional Information: Payable on discharge of a mortgage. Charged per property.
Variation Fee (Event), Amount: 100.00. Additional Information: Payable if we approve a request to substitute the secured property for another property