Fixed Rate Home Loan

General Lending Rates

Product Variations

Product Features

• Redraw

• Offset

• Extra Repayments

Product Eligibility

• Min Age - 18. Additional Information: 18 Years and Over

• Natural Person

• Residency Status - Permenant Residency Is Required.

• Other Additional Information: Terms, conditions, lending eligibility and approval criteria apply

Bank Fees and Charges

• Gmcu Title Search Fee (Event), Amount: 25.30.

• Goods Security Agreement Preparation Fee (Event), Amount: 30.00. Additional Information: charged if a Goods Security Agreement is required as security (e.g. over a vehicle)

• Loan Contract Variation Fee (Event), Amount: 300.00. Additional Information: For Each Variation

• Loan Default Fee (Event), Amount: 10.00.

• Loan Default Fee- Second Reminder Letter (Event), Amount: 15.00.

• Loan Default Fee- Final Notice (Event), Amount: 25.00.

• Mortgage Preparation Fee (Variable), Amount: Not Listed.. Additional Information: Mortgage documents prepared by solicitor payable by member at cost

• Registration Of Mortgage Fee (Variable), Amount: Not Listed.. Additional Information: Registration of mortgage payable by member at cost

• Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Valuation fee payable by member at cost

• Loan Establishment Fee (Upfront), Amount: 500.00.

• Discharge Of Mortgage Fee (Event), Amount: 350.00. Additional Information: For preparation of discharge documentation on your written request.

• Loan Redraw Fee (Transaction), Amount: 50.00.

• Home Loan Service Fee (Periodic), Amount: 8.00.

• Stamp Duties On Securities (Variable), Amount: Not Listed.. Additional Information: Stamp Duties on Securities payable by Member at cost

• Rate Lock Fee (Event), Amount: 600.00. Additional Information: Rate Lock Fee payable by Member

• Loan Security Guarantee Fee (Event), Amount: 100.00. Additional Information: Loan Security Guarantee Fee payable by Member

• Break Cost Fee (Variable), Amount: Not Listed.. Additional Information: Applies to Fixed Rate Home Loans and is payable if your loan. Based on the difference between the Fixed Rate and our reinvestment rate.

• Loan Rate Fixing Fee (Event), Amount: 200.00. Additional Information: Payable when a new fixed rate is applied to your existing loan.

• Legal Agent Govt Costs (Variable), Amount: Not Listed.. Additional Information: Legal/agent/government costs at cost.

• Top Up/split Loans (Event), Amount: 200.00.

 Limitations & Restrictions (Constraints)

• Max Lvr of 95.00