Product Library

Allium Money Essentials IO

Category: Home Loans Last Updated March 31, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information Allium Money Essentials IO - <= 80% LVR

Interest Rate
5.84% PA

Comparison Rate
5.84%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Digital Banking Additional Information: Access is available to online banking features for the product

Extra Repayments Additional Information: Unlimited extra repayments

Other Additional Information: Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans

Redraw

Product Eligibility

Min Age - 18.

Bank Fees and Charges

Cheque Withdrawal Fee (Event), Amount: 10.00.

Otc Withdrawal Fee (Transaction), Amount: 4.00.

Quickdebit Dishonour Fee (Event), Amount: 15.00.

Split Fee (Upfront), Amount: 99.00.

Switch Fee (Event), Amount: 125.00.

Limitations & Restrictions (Constraints)

Max Limit of 2000000.00

Max Lvr of 80.00

Min Limit of 150000.00

Document Downloads

gateway-loan-fees-and-charges.pdf (130.1 KB)

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