RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%

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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

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RESOURCES LIBRARY

PROPERTY REPORTS

RATES FROM 4.79% (5.47%^*)

First Home Buyer Loan - Interest Only

Find your first home with our competitive interest only variable rate

Category: Home Loans Last Updated December 22, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information For Owner Occupier loan purpose with Interest Only repayments. The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest Rate
5.19% PA

Comparison Rate
5.19%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

5.34% (5.34%*), >70% LVR, 70.01% - 90% OO IO

Lending Rate Type: Variable
Interest Rate: 5.34%, Comparison Rate 5.34%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Product Features

Digital Banking

Npp Enabled

Redraw

Offset

Extra Repayments

Product Eligibility

Natural Person

Limitations & Restrictions (Constraints)

Min Balance of 250000.00

Max Lvr of 0.95

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