RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%

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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

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RESOURCES LIBRARY

PROPERTY REPORTS

RATES FROM 4.79% (5.47%^*)

First Home Buyer Loan - Investment

A variable residential investment loan ideal for first time investors who have not previously purchased property.

Category: Home Loans Last Updated December 22, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information

Interest Rate
5.24% PA

Comparison Rate
5.24%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

5.39% (5.39%*), >70% LVR, 70.01% - 90% INV P&I

Lending Rate Type: Variable
Interest Rate: 5.39%, Comparison Rate 5.39%
Repayment Type: Principal And Interest
Loan Purpose: Investment

Product Features

Digital Banking

Redraw

Npp Enabled

Offset

Extra Repayments

Product Eligibility

Natural Person

Limitations & Restrictions (Constraints)

Min Balance of 250000.00

Max Lvr of 0.95

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