RBA Cash Rate: 4.10% · 1AUD = 0.71 USD · Inflation: 3.7%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.24% (5.75%*) • Fixed: 5.24% (5.75%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.64% (5.99%*) • Investment PI: 5.44% (5.95%*)
Product Library

  First Home Buyer Loan - Investment Interest Only

A variable interest only residential investment loan available first time investors who have not previously purchased property.
Category: Home Loans  Last Updated March 26, 2026  Effective April 20, 2026

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information
Interest Rate
5.94% PA
Comparison Rate
5.94%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Lending Rate Type: Variable
Interest Rate: 6.09%, Comparison Rate 6.09%
Repayment Type: Interest Only
Loan Purpose: Investment

Product Features

  • Digital Banking
  • Offset
  • Redraw
  • Npp Enabled
  • Extra Repayments

Product Eligibility

  • Natural Person
  • Other Additional Information: This loan is only available for First Home buyers

 Limitations & Restrictions (Constraints)

  • Min Balance of 250000.00
  • Max Lvr of 0.95

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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