RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)
Product Library

  Expect More Home Loan Investment - Fixed

Our comprehensive investment home loan package, designed for those who expect more from a home loan.
Category: Home Loans  Last Updated August 22, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information
Interest Rate
7.09% PA
Comparison Rate
6.10%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

  • Digital Banking
  • Other Additional Information: Available for Construction purposes

Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Australian Permanent Resident Or Citizen. Residential Address Must Be In Australia..
  • Other Additional Information: Lending Criteria applies
  • Other Additional Information: Available to Companies in their own capacity or as Trustees for a Trust

Bank Fees and Charges

  • Package Fee (Periodic), Amount: 125.00. Additional Information: Charged on variable rates only
  • Discharge Of Mortgage Fee (Event), Amount: 400.00. Additional Information: Excludes legal costs
  • Settlement Fee (Upfront), Amount: 200.00. Additional Information: Payable at the time of new loan settlement only, variations and top ups to existing loans will not incur the settlement fee.
  • Variation Fee (Event), Amount: 300.00.
  • Legal Fee (Upfront), Amount: 250.00. Additional Information: $100.00 per additional security

 Limitations & Restrictions (Constraints)

  • Min Limit of 100000.00 Additional Information: Minimum aggregated total loan amount $100,000.00

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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