RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
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  Expect More Home Loan Owner Occupied - Fixed

Need a few more features than the standard home loan? Our Expect More Home Loan is the one for you.
Category: Home Loans  Last Updated April 14, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information LVR < 80%
Interest Rate
6.99% PA
Comparison Rate
6.27%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

  • Digital Banking

Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Permanent Resident Or Citizen. Residential Address Must Be In Australia..
  • Natural Person
  • Other Additional Information: Lending Criteria applies

Bank Fees and Charges

  • Discharge Of Mortgage Fee (Event), Amount: 400.00. Additional Information: Excludes legal costs
  • Variation Fee (Event), Amount: 300.00. Additional Information: V
  • Settlement Fee (Upfront), Amount: 200.00. Additional Information: Payable at settlement of new loan and variations

 Limitations & Restrictions (Constraints)

  • Min Limit of 100000.00

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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