Product Library

GOVT LOW DEP VARIABLE OOC PI

Category: Home Loans Last Updated July 27, 2026 Effective August 19, 2026

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information

Interest Rate
5.92% PA

Comparison Rate
5.98%PA*

Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Redraw Additional Information: Minimum Free

Digital Banking Additional Information: Online Banking The Mac App

Npp Payid

Npp Enabled Additional Information: Unlimited

Free Txns Additional Information: Fee free transaction accounts

Extra Repayments Additional Information: Unlimited

Product Eligibility

Natural Person

Min Age - 18.

Other Additional Information: Maximum term

Bank Fees and Charges

Application Fee (Upfront), Amount: Not Listed..

Application Fee Top Up (Upfront), Amount: Not Listed..

Collection Fee (Cash Advance), Amount: Not Listed.. Additional Information: At cost fee

Default Notices (Upfront), Amount: Not Listed..

General Consent Fee (Upfront), Amount: Not Listed..

Legal Fee (Cash Advance), Amount: Not Listed.. Additional Information: At cost

Mortgage Discharge Fee (Upfront), Amount: Not Listed..

Ppsr Registration Fee (Upfront), Amount: Not Listed..

Production Of Title Deed Fee (Upfront), Amount: Not Listed..

Ppsr Variation Fee (Upfront), Amount: Not Listed..

Ppsr Registration Fee (Upfront), Amount: Not Listed..

Substitution Of Security Fee (Upfront), Amount: Not Listed..

Switching Fee (Upfront), Amount: Not Listed..

Valuation Fee (Cash Advance), Amount: Not Listed.. Additional Information: Valuation charged at cost

Limitations & Restrictions (Constraints)

Min Balance of 25000.00

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