RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  LOW LVR INV IO HOME LOAN

LOW LVR INV IO HOME LOAN
Category: Home Loans  Last Updated April 9, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information LVR 0.00 - 70%
Interest Rate
6.99% PA
Comparison Rate
6.87%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Redraw
  • Extra Repayments Additional Information: Unlimited

Product Eligibility

  • Min Age - 18.

Bank Fees and Charges

  • Application Fee (Upfront), Amount: 400.00.
  • Application Fee Bridging Loan (Upfront), Amount: 800.00.
  • Application Fee Top Up (Upfront), Amount: 300.00.
  • Collection Fee (Variable), Amount: 0.00. Additional Information: At cost fee
  • Default Notices (Upfront), Amount: 55.00.
  • General Consent Fee (Upfront), Amount: 150.00.
  • Legal Fee (Variable), Amount: 0.00. Additional Information: At cost
  • Mortgage Discharge Fee (Upfront), Amount: 200.00.
  • Production Of Title Deed Fee (Upfront), Amount: 150.00.
  • Substitution Of Security Fee (Upfront), Amount: 250.00.
  • Switching Fee (Upfront), Amount: 50.00.
  • Valuation Fee (Variable), Amount: 220.00. Additional Information: Valuation charged at cost

 Limitations & Restrictions (Constraints)

  • Min Balance of 25000.00

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Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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