Product Library

MORTGAGE 1YR FIXED OWNER OCCUPIED P&I

Category: Home Loans Last Updated April 9, 2026 Effective April 20, 2026

General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information

Interest Rate
5.79% PA

Comparison Rate
7.53%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Redraw Additional Information: Minimum Free

Digital Banking Additional Information: Online Banking The Mac App

Npp Payid

Npp Enabled

Free Txns Additional Information: Fee free trransaction accounts

Extra Repayments Additional Information: Unlimited

Product Eligibility

Min Age - 18.

Natural Person

Other Additional Information: Maximum term

Bank Fees and Charges

Application Fee (Upfront), Amount: 400.00.

Application Fee Bridging Loan (Upfront), Amount: 800.00.

Application Fee Top Up (Upfront), Amount: 300.00.

Collection Fee (Variable), Amount: 0.00. Additional Information: At cost fee

Default Notices (Upfront), Amount: 55.00.

General Consent Fee (Upfront), Amount: 150.00.

Legal Fee (Variable), Amount: 0.00. Additional Information: At cost

Mortgage Discharge Fee (Upfront), Amount: 200.00.

Production Of Title Deed Fee (Upfront), Amount: 150.00.

Substitution Of Security Fee (Upfront), Amount: 250.00.

Switching Fee (Upfront), Amount: 50.00.

Valuation Fee (Variable), Amount: 220.00. Additional Information: Valuation charged at cost

Limitations & Restrictions (Constraints)

Min Balance of 25000.00

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