Premium Home Loan Fixed 24 mths P&I Owner Occupied
Premium Home Loan Fixed 24 mths P&I Owner Occupied
Category: Home Loans Last UpdatedOctober 7, 2025EffectiveDecember 22, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $100,000 and up to 95% of property value.
Interest Rate 5.09% PA
Comparison Rate 5.59%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Product Features
Offset
Redraw
OtherAdditional Information:Included in Relationship Rebate
OtherAdditional Information:Can be used for building
OtherAdditional Information:Easy to apply for loan
OtherAdditional Information:Partial split loan
OtherAdditional Information:Suitable for vacant land
Product Eligibility
Min Age - 18.
Residency Status - Must Be An Australian Citizen Or Permanent Resident.
OtherAdditional Information: Lending criteria, terms and conditions apply
OtherAdditional Information: Up to 95% of the valuation for owner occupied (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). Up to 92% of the valuation for investment (Lenders Mortgage Insurance applies for over 80% Loan to Valuation).