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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
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  Premium Home Loan Variable

Premium Home Loan Variable
Category: Home Loans  Last Updated April 14, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
5.54% PA
Comparison Rate
5.60%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Lending Rate Type: Introductory
Interest Rate: 6.49%, Comparison Rate 6.54%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Introductory
Interest Rate: 6.69%, Comparison Rate 6.74%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Introductory
Interest Rate: 6.39%, Comparison Rate 6.44%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Introductory
Interest Rate: 6.39%, Comparison Rate 6.44%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Introductory
Interest Rate: 6.39%, Comparison Rate 6.44%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Introductory
Interest Rate: 6.39%, Comparison Rate 6.44%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Introductory
Interest Rate: 6.49%, Comparison Rate 6.54%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Introductory
Interest Rate: 6.49%, Comparison Rate 6.54%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Introductory
Interest Rate: 6.49%, Comparison Rate 6.54%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Introductory
Interest Rate: 6.49%, Comparison Rate 6.54%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Introductory
Interest Rate: 6.69%, Comparison Rate 6.74%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Introductory
Interest Rate: 6.69%, Comparison Rate 6.74%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Introductory
Interest Rate: 6.69%, Comparison Rate 6.74%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Introductory
Interest Rate: 6.69%, Comparison Rate 6.74%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Variable
Interest Rate: 6.29%, Comparison Rate 6.34%
Repayment Type: Principal And Interest
Loan Purpose: Investment

Lending Rate Type: Variable
Interest Rate: 6.39%, Comparison Rate 6.44%
Repayment Type: Principal And Interest
Loan Purpose: Investment

Lending Rate Type: Variable
Interest Rate: 6.59%, Comparison Rate 6.64%
Repayment Type: Principal And Interest
Loan Purpose: Investment

Lending Rate Type: Introductory
Interest Rate: 6.14%, Comparison Rate 6.19%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Introductory
Interest Rate: 6.14%, Comparison Rate 6.19%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Introductory
Interest Rate: 6.14%, Comparison Rate 6.19%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Introductory
Interest Rate: 6.14%, Comparison Rate 6.19%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Introductory
Interest Rate: 6.14%, Comparison Rate 6.19%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Introductory
Interest Rate: 6.24%, Comparison Rate 6.29%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Introductory
Interest Rate: 6.24%, Comparison Rate 6.29%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Introductory
Interest Rate: 6.24%, Comparison Rate 6.29%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Introductory
Interest Rate: 6.24%, Comparison Rate 6.29%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Introductory
Interest Rate: 6.24%, Comparison Rate 6.29%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Introductory
Interest Rate: 6.54%, Comparison Rate 6.59%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Introductory
Interest Rate: 6.54%, Comparison Rate 6.59%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Introductory
Interest Rate: 6.54%, Comparison Rate 6.59%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Introductory
Interest Rate: 6.54%, Comparison Rate 6.59%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Introductory
Interest Rate: 6.54%, Comparison Rate 6.59%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Lending Rate Type: Variable
Interest Rate: 5.54%, Comparison Rate 5.60%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Variable
Interest Rate: 6.14%, Comparison Rate 6.19%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Lending Rate Type: Variable
Interest Rate: 6.34%, Comparison Rate 6.34%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Product Features

  • Offset
  • Redraw
  • Other Additional Information: Ability to increase loan amount (Loan Top Up)
  • Other Additional Information: Early repayments without penalty
  • Other Additional Information: Partial split loan
  • Other Additional Information: Included in Relationship Rebate
  • Other Additional Information: Can be used for building
  • Other Additional Information: Easy to apply for loan
  • Other Additional Information: Interest only repayments (up to 5 years)
  • Other Additional Information: Variable and lump sum repayments
  • Extra Repayments

Product Eligibility

  • Min Age - 18.
  • Residency Status - Must Be An Australian Citizen Or Permanent Resident.
  • Other Additional Information: Lending criteria, terms and conditions apply
  • Other Additional Information: Up to 95% of the valuation for owner occupied (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). Up to 92% of the valuation for investment (Lenders Mortgage Insurance applies for over 80% Loan to Valuation).

Bank Fees and Charges

  • Mortgage Establishment Fee (Upfront), Amount: 155.00.
  • Loan Security Discharge Fee (Exit), Amount: 200.00.
  • Switch Fee (Event), Amount: 250.00.

 Limitations & Restrictions (Constraints)

  • Min Balance of 30000.00

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Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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