Classic Home Loan

General Lending Rates

Product Variations

Product Features

• Extra Repayments Additional Information: No penalty for extra repayments

• Other Additional Information: We've got your valuation and mortgage legal fees covered up to the value of $700

• Other Additional Information: Split Loan

• Redraw Additional Information: Free online redraw for P&I loans

Product Eligibility

• Min Age - 18.

• Natural Person

• Residency Status - Permanent Australian Residents Or Australian Citizens. Additional Information: Residing in Australia or overseas, where the security provided is in Australia

Bank Fees and Charges

• Home Loan Establishment Fee (Upfront), Amount: 700.00. Additional Information: waived on the classic plus package

• Standard Settlement Fee (Upfront), Amount: 195.00. Additional Information: Applies once only per standard loan facility and waived on the classic plus package.

• Construction Settlement Fee (Upfront), Amount: 295.00. Additional Information: Applies once only per construction loan facility

• Paper Redraw Fee (Event), Amount: 25.00. Additional Information: Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking

• Top Up Fee (Event), Amount: 200.00. Additional Information: Applies when further lending is requested and applied to a current QBANK loan limit. Payable at the time the top-up is funded.Waived on the classic plus package

• Additional Security Fee (Event), Amount: 185.00. Additional Information: Applies to each additional security within a loan facility.

• Split Loan Fee (Event), Amount: 25.00. Additional Information: Applies per additional loan split and waived on the classic plus package

 Limitations & Restrictions (Constraints)

• Min Limit of 50000.00