1 Year Fixed Home Loan Investment

General Lending Rates

Product Variations

Product Features

• Digital Banking

• Npp Enabled

• Extra Repayments Additional Information: extra repayments of up to $10,000 are allowed on a fixed rate

• Other Additional Information: split loan

Product Eligibility

• Residency Status - Must Be An Australian Resident.

• Natural Person

• Min Age - 18.

Bank Fees and Charges

• Discharge Fee (Exit), Amount: 300.00. Additional Information: Payable for standard partial or full discharges.

• Valuation Fee (Event), Amount: Not Listed.. Additional Information: The cost of the first valuation for a new security is covered by RACQ Bank. Any additional valuation required on an existing security will be payable by the member at cost.

• Company / Trust - Borrower / Guarantor Party Fee Company Search And Review Fee (Event), Amount: 150.00. Additional Information: Payable for each company or trust borrower / guarantor party on the loan.

• Substitution Of Mortgage Security (Event), Amount: 350.00. Additional Information: Per property.

• Loan Document Fee - Top Up (Event), Amount: Not Listed.. Additional Information: Payable for a further advance against existing security. Valuation fee at cost.

• Early Termination Fee (Event), Amount: Not Listed.. Additional Information: Payable if you repay your loan or change to a variable interest rate during the fixed rate period. Applicable to fixed term loans only. Interest differential as defined in the loan contract plus a $200 administration fee.

• Home Loan Fixed Rate Lock Fee (Event), Amount: 500.00. Additional Information: If you elect to lock your fixed interest rate for a period of 90 days from the date you return your Home Loan Fixed Rate Lock Request. Available for new lending applications only.

• Document Preparation And Settlement Fee (Upfront), Amount: 550.00. Additional Information: Document Preparation and Settlement Fee includes the cost of title search, document preparation and settlement fees - document generation, distribution of documents, verification of returned documents, verification of search requirements, settlement booking, settlement attendance (PEXA or paper) and lodgement of title documents.

 Limitations & Restrictions (Constraints)

• Min Limit of 20000.00