RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  Investment Standard Variable Home Loan

Investment Standard Variable Home Loan
Category: Home Loans  Last Updated March 17, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information
Interest Rate
6.40% PA
Comparison Rate
6.40%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Digital Banking Additional Information: Internet Banking & App
  • Redraw
  • Offset
  • Other Additional Information: Maximum loan term is 30 years
  • Other Additional Information: No application, establishment or monthly fees for the term of the loan
  • Extra Repayments Additional Information: No fee for additional repayments
  • Other Additional Information: Weekly, Fortnightly or Monthly repayment options
  • Notifications

Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Citizen Or Permanent Resident.
  • Natural Person

Bank Fees and Charges

  • Land Title Search Fee (Event), Amount: 17.10. Additional Information: Payable to Third Party
  • Service Fee (Event), Amount: 9.00. Additional Information: SWSCU service fee for searches

 Limitations & Restrictions (Constraints)

  • Max Limit of Additional Information: 2500000
  • Min Limit of Additional Information: 1000

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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