A Discount of 0.40% p.a is applied to the advertised Owner Occupied Standard Variable Home Loan rate for the first 12 months of the loan
Category: Home Loans Last UpdatedMarch 17, 2026EffectiveAugust 19, 2026
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate 6.10% PA
Comparison Rate 0.00%PA*
Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions.
Product Features
Digital BankingAdditional Information:Internet Banking & App
Redraw
Offset
Npp Enabled
NotificationsAdditional Information:Alerts
OtherAdditional Information:Maximum loan term is 30 years
OtherAdditional Information:No application, establishment or monthly fees for the term of the loan
OtherAdditional Information:Weekly, Fortnightly or Monthly repayment options
Extra RepaymentsAdditional Information:No fee for additional repayments
Product Eligibility
Min Age - 18.
Residency Status - Australian Citizen Or Permanent Resident.
Bank Fees and Charges
Land Title Search Fee (Event), Amount: Not Listed.. Additional Information: Payable to Third Party
Service Fee (Event), Amount: Not Listed.. Additional Information: SWSCU service fee for searches
