Product Library

Optimum Investor 1 Year Fixed Rate Home Loan

Category: Home Loans Last Updated December 16, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information

Interest Rate
5.20% PA

Comparison Rate
5.78%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

Digital Banking Additional Information: Internet Banking & App

Notifications Additional Information: Alerts

Npp Enabled

Redraw

Other Additional Information: Maximum loan term is 30 years

Extra Repayments Additional Information: Additional Repayments - Up to $20,000 per year in addition to the contractual repayments

Other Additional Information: Weekly/Fortnightly & Monthly repayment options

Other Additional Information: No application, Establishment, Redraw or monthly fees for the term of the loan

Other Additional Information: Split loan with Fixed/Variable options

Product Eligibility

Min Age - 18.

Natural Person

Residency Status - Australian Citizen Or Permanent Resident.

Bank Fees and Charges

Land Title Search Fee (Event), Amount: 17.10. Additional Information: Payable to Third Party

Service Fee (Event), Amount: 9.00. Additional Information: SWSCU service fee for searches

Limitations & Restrictions (Constraints)

Max Limit of Additional Information: 2500000

Min Limit of Additional Information: 1000

■ ■ ■

Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.