RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  Investment Home Loan - Interest Only

3 year interest only term
Category: Home Loans  Last Updated March 17, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information
Interest Rate
6.40% PA
Comparison Rate
6.40%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

  • Digital Banking Additional Information: Internet Banking & App
  • Redraw
  • Offset
  • Other Additional Information: Maximum loan term 30 years
  • Other Additional Information: No application, establishment or monthly fees for the term of the loan
  • Extra Repayments Additional Information: No fee for additional repayments
  • Other Additional Information: Weekly, Fortnightly or Monthly repayment options

Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Citizen Or Permanent Resident.
  • Natural Person

Bank Fees and Charges

  • Service Fee (Event), Amount: 9.00. Additional Information: SWSCU service fee for searches
  • Land Title Search Fee (Event), Amount: 17.10. Additional Information: Payable to Third Party

 Limitations & Restrictions (Constraints)

  • Max Limit of 1000.00
  • Max Limit of 2000000.00

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Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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