Product Library

1 YEAR FIXED RATE LOAN

Category: Home Loans Last Updated December 8, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information

Interest Rate
4.99% PA

Comparison Rate
5.21%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

Offset

Redraw

Extra Repayments

Product Eligibility

Natural Person

Residency Status - Must Be Austrlian Citizen Or Permanent Resident.

Bank Fees and Charges

Home Loan (Upfront), Amount: 395.00.

Legal Fee Mortgage Documents (Upfront), Amount: Not Listed..

Land Titles Office Registration Fees (Variable), Amount: Not Listed..

Settlement Agent Fees (Variable), Amount: Not Listed..

Discharge Fee (Variable), Amount: Not Listed..

Arrears Fee (Event), Amount: 10.00.

Arrears Fee-arrears Fee Letter 2 (Event), Amount: 25.00.

Default Notice (Transaction), Amount: 55.00.

Solicitor Fees For Preparation Of Interstate Mortgages (Variable), Amount: Not Listed..

Agent Solicitor Collection Costs (Variable), Amount: Not Listed..

Valuation Fee (Variable), Amount: Not Listed..

Limitations & Restrictions (Constraints)

Min Limit of 100000.00

Document Downloads

tmcu-fees--charges-schedule-loans--visa-18th--aug-2020.pdf (237.5 KB)

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