Simple Home Loan Plus

General Lending Rates

Product Features

• Digital Banking

• Extra Repayments Additional Information: Repayments can be made weekly, fortnightly, or monthly subject to meeting the minimum repayment quoted in your contract. Amounts above the minimum repayments can be made to further reduce your outstanding balance and if required in future enable a redraw for your facility.

• Npp Enabled

• Offset

• Redraw

Product Eligibility

• Min Age - 18.

• Residency Status - Australian Resident. Additional Information: This product is only available to members who have a residential address in Australia.

Bank Fees and Charges

• Company Search (Upfront), Amount: 50.00.

• Title Search (Upfront), Amount: 49.50.

• Bank Production (Upfront), Amount: 150.00.

• Withdrawal Of Caveat (Upfront), Amount: 100.00.

• Asic Lodgement (Upfront), Amount: 50.00.

• Bank Cheque (Upfront), Amount: 15.00.

• Discharge Of Mortgage (Upfront), Amount: 200.00.

• Redraw Fee (Transaction), Amount: 25.00.

• Redraw Fee (Transaction), Amount: 10.00.

• Redraw Fee (Transaction), Amount: 0.00.

• Loan Establishment Fee (Upfront), Amount: 250.00.

• Split Fee (Event), Amount: 300.00.

• Annual Fee Intro Var Hl Pkg (Periodic), Amount: 395.00.

 Limitations & Restrictions (Constraints)

• Min Limit of 200000.00 Additional Information: Minimum loan amount is $200,000.

Document Downloads

  l1-0323-consumer-loan-overdraft-application.pdf (1.5 MB)
  pds-fsg-update-28-october-2025.pdf (878.2 KB)