Product Library

Simple Home Loan

Enjoy your new home with our Simple Home Loan

Category: Home Loans Last Updated December 22, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Finance especially for first home buyers.

Interest Rate
5.79% PA

Comparison Rate
6.19%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Digital Banking Additional Information: Access your accounts 24/7 with our Mobile App and Online Banking.

Npp Enabled Additional Information: This product can receive Osko payments in realtime.

Other Additional Information: Weekly, fortnightly or monthly repayments options.

Product Eligibility

Min Age - 18.

Residency Status - Australian Resident. Additional Information: This product is only available to members who have a residential address in Australia.

Bank Fees and Charges

Discharge Of Mortgage (Upfront), Amount: 200.00.

Redraw Fee (Transaction), Amount: 0.00.

Loan Establishment Fee (Upfront), Amount: 250.00.

Annual Home Loan Fee (Periodic), Amount: 395.00.

Limitations & Restrictions (Constraints)

Min Limit of 200000.00 Additional Information: Minimum loan amount is $200,000.

Document Downloads

l1-0323-consumer-loan-overdraft-application.pdf (1.5 MB)

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