RBA Cash Rate: 4.10% · 1AUD = 0.72 USD · Inflation: 3.7%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 5.04% (7.05%*) • Investment PI: 4.89% (5.26%*)
Product Library

  Premier HL Fixed Interest Rate

Our most popular loan product.
Category: Home Loans  Last Updated April 14, 2026  Effective April 20, 2026

General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Owner Occupier Rate - 2 years
Interest Rate
6.04% PA
Comparison Rate
6.33%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

  • Digital Banking Additional Information: Access your accounts 24/7 with our Mobile App and Online Banking.
  • Extra Repayments Additional Information: Repayments can be made weekly, fortnightly, or monthly subject to meeting the minimum repayment quoted in your contract. Amounts above the minimum repayments can be made to further reduce your outstanding balance and if required in future enable a redraw for your facility.
  • Npp Enabled Additional Information: This product can receive Osko payments in realtime.
  • Offset Additional Information: Offset facility available up to $50,000.
  • Other Additional Information: Weekly, fortnightly or monthly repayments options.
  • Redraw Additional Information: Redraw facility availble up to $50,000, redraw fees may apply.

Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Resident. Additional Information: This product is only available to members who have a residential address in Australia.

Bank Fees and Charges

  • Company Search (Upfront), Amount: 50.00.
  • Title Search (Upfront), Amount: 49.50.
  • Bank Production (Upfront), Amount: 150.00.
  • Withdrawal Of Caveat (Upfront), Amount: 100.00.
  • Asic Lodgement (Upfront), Amount: 50.00.
  • Bank Cheque (Upfront), Amount: 15.00.
  • Discharge Of Mortgage (Upfront), Amount: 200.00.
  • Redraw Fee (Transaction), Amount: 25.00.
  • Redraw Fee (Transaction), Amount: 10.00.
  • Redraw Fee (Transaction), Amount: 0.00.
  • Loan Establishment Fee (Upfront), Amount: 250.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 200000.00 Additional Information: Minimum loan amount is $200,000.00

Document Downloads

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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