Category: Home Loans Last UpdatedMay 14, 2026EffectiveAugust 19, 2026
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Owner Occupier Rate - 2 years
Interest Rate 6.19% PA
Comparison Rate 6.56%PA*
Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions.
Product Features
Digital BankingAdditional Information:Access your accounts 24/7 with our Mobile App and Online Banking.
Extra RepaymentsAdditional Information:Repayments can be made weekly, fortnightly, or monthly subject to meeting the minimum repayment quoted in your contract. Amounts above the minimum repayments can be made to further reduce your outstanding balance and if required in future enable a redraw for your facility.
Npp EnabledAdditional Information:This product can receive Osko payments in realtime.
OffsetAdditional Information:Offset facility available up to $50,000.
OtherAdditional Information:Weekly, fortnightly or monthly repayments options.
RedrawAdditional Information:Redraw facility availble up to $50,000, redraw fees may apply.
Product Eligibility
Min Age - 18.
Residency Status - Australian Resident. Additional Information: This product is only available to members who have a residential address in Australia.
Bank Fees and Charges
Company Search (Upfront), Amount: Not Listed..
Title Search (Upfront), Amount: Not Listed..
Bank Production (Upfront), Amount: Not Listed..
Withdrawal Of Caveat (Upfront), Amount: Not Listed..
Asic Lodgement (Upfront), Amount: Not Listed..
Bank Cheque (Upfront), Amount: Not Listed..
Discharge Of Mortgage (Upfront), Amount: Not Listed..
Redraw Fee (Transaction), Amount: Not Listed..
Redraw Fee (Transaction), Amount: Not Listed..
Redraw Fee (Transaction), Amount: Not Listed..
Loan Establishment Fee (Upfront), Amount: Not Listed..
Limitations & Restrictions (Constraints)
Min Limit of 200000.00 Additional Information: Minimum loan amount is $200,000.00
