RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)
Product Library

  Premier HL Fixed Interest Rate

Our most popular loan product.
Category: Home Loans  Last Updated December 9, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Owner Occupier Rate - 2 years
Interest Rate
4.99% PA
Comparison Rate
5.73%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

  • Digital Banking Additional Information: Access your accounts 24/7 with our Mobile App and Online Banking.
  • Npp Enabled Additional Information: This product can receive Osko payments in realtime.
  • Offset Additional Information: Offset facility available up to $50,000.
  • Other Additional Information: Weekly, fortnightly or monthly repayments options.
  • Redraw Additional Information: Redraw facility availble up to $50,000, redraw fees may apply.

Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Resident. Additional Information: This product is only available to members who have a residential address in Australia.

Bank Fees and Charges

  • Company Search (Upfront), Amount: 50.00.
  • Title Search (Upfront), Amount: 49.50.
  • Bank Production (Upfront), Amount: 150.00.
  • Withdrawal Of Caveat (Upfront), Amount: 100.00.
  • Asic Lodgement (Upfront), Amount: 50.00.
  • Bank Cheque (Upfront), Amount: 15.00.
  • Discharge Of Mortgage (Upfront), Amount: 200.00.
  • Redraw Fee (Transaction), Amount: 0.00.
  • Loan Establishment Fee (Upfront), Amount: 250.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 200000.00 Additional Information: Minimum loan amount is $200,000.00

Document Downloads

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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