Product Library

Up Home Loan

Up Home is a simple loan that works seamlessly with your Up banking. Starting from 10% LVR, it’s first time owner friendly too. Use the Up features you love to own your own home faster.

Category: Home Loans Last Updated December 18, 2025 Effective March 16, 2022

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Variable rate

Interest Rate
5.20% PA

Comparison Rate
5.20%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

Digital Banking Additional Information: Apply for and manage your Up Home loan online through Up’s mobile banking application.

Extra Repayments

Offset Additional Information: Use your Up spending account and Savers as offsets.

Redraw

Product Eligibility

Min Age - 18.

Residency Status - Australian Resident.

Other - Credit And Lending Criteria Apply.

Bank Fees and Charges

Bank Cheque Fee (Event), Amount: 12.75.

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