RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%

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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)

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RESOURCES LIBRARY

PROPERTY REPORTS

RATES FROM 5.70% (6.06%^*)

Back to Basics Investment

Category: Home Loans Last Updated April 14, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information

Interest Rate
5.99% PA

Comparison Rate
6.04%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

5.99% (6.04%*), <=80% LVR, 0.01% - 0.8% INV P&I

Lending Rate Type: Variable
Interest Rate: 5.99%, Comparison Rate 6.04%
Repayment Type: Principal And Interest
Loan Purpose: Investment

Product Features

Redraw

Extra Repayments

Product Eligibility

Min Age - 18.

Bank Fees and Charges

Home Loan Application Fee - New Applications (Event), Amount: 600.00.

Loan Discharge Fee Registration Or Settlement (Event), Amount: 250.00. Additional Information: Plus out of pocket expenses

Home Loan Top Up Fee Existing Loan (Event), Amount: 300.00.

Loan Redraw Facility Fee Online (Transaction), Amount: 10.00.

Loan Redraw Facility Fee Over Counter (Transaction), Amount: 20.00.

Loan Substitution Of Property Mortgage Fee (Upfront), Amount: 300.00.

Loan Variation Fee (Event), Amount: 600.00.

Loan Valuation Fee (Variable), Amount: 0.00.

Loan Legal Fees, Valuations, Surveys, And Settlement Fees (Variable), Amount: 0.00.

Limitations & Restrictions (Constraints)

Min Limit of 45000.00

Max Limit of 3500000.00

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