Product Library

Team Member Home Loan - No Offset

Category: Home Loans Last Updated December 15, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information

Interest Rate
5.19% PA

Comparison Rate
5.29%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Redraw

Card Access Additional Information: Extra repayments allowed

Product Eligibility

Min Age - 18.

Other Additional Information: Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.

Bank Fees and Charges

Arrears Letter Fee (Transaction), Amount: 25.00.

Default Notice (Transaction), Amount: 35.00.

Field Call Fee (Transaction), Amount: 0.00. Additional Information: At cost

Loan Variation Fee (Upfront), Amount: 200.00.

Manual Redraw Fee (Transaction), Amount: 20.00.

Mortgage Discharge Fee (Upfront), Amount: 550.00.

Mortgage Settlement Fee (Upfront), Amount: 275.00.

Mortgage Substitution Fee (Upfront), Amount: 275.00.

Mortgage Top Up Fee (Upfront), Amount: 275.00.

Partial Mortgage Discharge Fee (Upfront), Amount: 275.00.

Stamp Duty (Variable), Amount: 0.00.

Valuation Fee (Variable), Amount: 0.00.

Govt Fees (Variable), Amount: 0.00.

Legal Fees (Variable), Amount: 0.00.

Document Preparation Fee (Upfront), Amount: 299.00.

Document Downloads

pds-fees-charges-transaction-limits-07-2025-final.pdf (303.2 KB)

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