An overdraft to help cover you for unexpected expenses. Can be linked to the Pink Debit account which helps you manage everyday spending, pay bills and access cash.
Category: Overdrafts Last UpdatedApril 2, 2026EffectiveApril 29, 2026
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information Credit eligibility criteria, terms and conditions, fees and charges apply.
Interest Rate 14.45% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
OverdraftAdditional Information:Credit eligibility criteria, terms and conditions, fees and charges apply
Bill Payment
Card Access
Digital Banking
Digital Wallet
Npp Enabled
Npp Payid
OtherAdditional Information:Ability to do direct debits and credits
OverdraftAdditional Information:Unsecured overdraft or mortgage secured overdraft available on application. Credit eligibility
Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
Dishonour Fee - Cheque Deposit (Event), Amount: 0.00. Additional Information: Charged on the day of the dishonour. At cost.
Transfer Of Funds (Event), Amount: 0.00. Additional Information: Charged at cost
Retrieving Cashiering Vouchers Or Any Other Document (Event), Amount: 20.00. Additional Information: Charged per item
Drafts (Event), Amount: 17.50. Additional Information: Charged on the day of the transaction
Overseas Telegraphic Transfer (tt) (Event), Amount: 50.00.
Overseas Telegraphic Transfer (Event), Amount: 30.00.
Travelex Services (Event), Amount: 0.00. Additional Information: Charged at cost
Foreign Cheque Encashment (Event), Amount: 12.50. Additional Information: For values over $A25,000 the fee applicable is $57.50.
Cancel Replacement Of Visa Card (Event), Amount: 50.00. Additional Information: Charged in US Dollars
Replacement Of Visa Card (overseas) Std (Event), Amount: 55.00.
Replacement Of Visa Card (within Aus) (Event), Amount: 12.50.
International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: Applies for all transactions (including reversals and cash advances) where you use your card for a foreign currency transaction or for an Australian dollar transaction that is with a foreign merchant or that is processed by an entity or financial institution outside Australia.